| “ | For when you're too big to fail... | ” |
| ~ BTDB2 description |
Monkey-Nomics is the fifth-tier path 2 upgrade for Banana Farm in Bloons TD Battles 2. Similar to its BTD6 counterpart, Monkey-Nomics gives an ability that earns a large sum of debt-free cash per use. However, in this game the ability gives $20,000 per use, to compensate for the shorter rounds, as well as to account for the competitive nature of the game. It is also more than half the cost than in BTD6. More importantly, its ability's initial cooldown is reduced to 50% instead of 100% and does not reset to initial cooldown upon buying this upgrade, for only 25 seconds initial cooldown compared to its 50 seconds cooldown.
Aside from the new ability, it functions just like the IMF Loan, except with $30,000 max bank storage instead of $20,000.
It costs $45,000, and is unlocked with the other tier 5 Banana Farm upgrades for 
1500. If discounted by Quality Soil, it costs $36,000.
Appearance[]
Unlike IMF Loan, Monkey-Nomics's outer walls are made from bricks instead of metal plates, with a darker concrete color and not the teal color of IMF Loan. Monkey-Nomics also has two (or maybe three at the back) entrances besides the one at the front, which is the only one (or maybe two at the back) who has stairs and yellow stripe shaders above the three (or four) entrances. The eight orange windows now are four bigger yellow ones. The banana sign is remade to be a rectangle now and not just a picture of a banana. The roof also has nine (or 12) windows, three on each side and a yellow stripe flag on top.
Strategy[]
Summary[]
Monkey-Nomics excels at providing massive income in later rounds, as it generally takes longer time to progress each round the further the game goes. In some cases in the late-game, it can make even more income than other Bank methods. Additionally, it requires little management to repeatedly tap the ability compared to managing alternate forms of income.
Tips[]
- Crosspathing has no direct impact for Monkey-Nomics' ability. 2-5-0 is generally better when improving the stored income functionality of the Monkey-Nomics. 0-5-2 has greater sellback value and costs about 12k cash less.
- A trick you could do with the 0-5-2 crosspath is to pair this upgrade up with Favored Trades and constantly sell and rebuy to use the ability over and over again. Doing this will make you around 12.5k cash with each cycle; this is roughly equivalent to 3000 eco if performed perfectly.
- If repeatedly used as soon as it is ready, the ability is an equivalent of 2400 eco.
- When you buy this upgrade the ability will always be set to a specified cooldown even if the IMF Loan's ability is ready.
Version History[]
- Initial release (compared to BTD6 during Version 28.0)
Monkey-Nomics produces more total cash per round ($230 → $395)- Monkey-Nomics has a large initial paymount each round ($0 → $395)
- Monkey-Nomics capacity increased ($10000 → $15000)
- Monkey-Nomics "free money" increased ($10000 → $20000)
- Monkey-Nomics initial cooldown reduced (100% → 33%)
- Monkey-Nomics initial cooldown now follows the cooldown of the previous ability instead of defaulting at this ability's initial cooldown
- Monkey-Nomics cost decreased ($100,000 → $50,000)
- 1.1.0
- Monkey-Nomics XP requirements decreased by half (50,000 XP → 25,000 XP). Players who have unlocked this upgrade prior to this change will not receive a refund.
- 1.5.0
- No longer requires 25,000 XP to unlock. Players who have unlocked this upgrade before the update will not receive a full refund, as well as unlock all Tier 5 Banana Farm upgrades.
- 1.7.0
- Monkey-Nomics bank capacity increase $15,000 → $30,000
- 1.8.2
- Monkey-Nomics cost decreased ($50,000 → $45,000)
- 3.2
- Monkey-Nomics ability cooldown reduced (60s -> 50s)
- Monkey-Nomics ability initial cooldown increased (20s -> 25s)
- Monkey-Nomics pre-interest end-of-round cash increased ($400 -> $550)
| “ | [...] In addition to this, we have improved the Bank so that it can fill up earlier, since this upgrade does not get used and the long fill time is one major reason for this. | ” |
| ~ Ninja Kiwi |
- 4.4
- [Bugfix] Monkey-Nomics ability is now able to activate while in debt
Sounds[]
When activating Monkey-Nomics Ability:
- [Cash collecting]
Gallery[]
 |
Not enough images! There are not enough images on this page to sufficiently complete this page or section. You can help by uploading some images related to the article's subject(s). In particular, this article needs: Nomics in-game. |
.png "Nomicsxp (1).png (1.56 MB)")
.png "Nomicsxp (2).png (1.61 MB)")
Official artwork[]
Trivia[]
- The description "For when you're too big to fail..." is a reference to the Financial Crisis of 2007-2008, where debt-free loans were a common practice, targeting especially for low-income homebuyers.
- Since Version 1.8.2, Monkey-Nomics is the cheapest Tier 5 Farm in terms of single upgrade prices alone.
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