Banana Farm

For other uses of Farm, see Farm (disambiguation).

“	Generates extra money at the end of every round, but doesn't attack anything. Can upgrade to increase the money bonus.	”
	~ BTD4 Description

“	Banana Farms work hard to bring in extra cash every round. They do not attack, so place them away from strategic areas.	”
	~ Description upon unlocking in BTD4

“	Banana Farms can be a good long term investment. The earlier in the game you buy them, the better their payoff will be.	”
	~ Round 54 on Bloons Tower Defense 4

“	Banana Farms grow bananas that you can collect to turn into cash. When your farm produces some bananas, collect them by moving your mouse over them. Don't leave them too long however, or they will spoil!	”
	~ BTD5 Description

“	Generates Bananas that convert into game money to spend on more stuff.	”
	~ Bloons Tower Defense 6 description

Banana Farm
General Information
Appearances	Bloons TD 4 Bloons TD 4 Expansion Bloons TD 5 Bloons TD 5 Deluxe Bloons TD 5 Mobile Bloons Monkey City Bloons TD 6
Unlocked at	Rank 16
Cost	$850 (Easy) $1000 (Medium) $1080 (Hard) $1200 (Impoppable)
Final upgrades	Banana Central, Monkey-Nomics, Monkey Wall Street
Special Abilities	IMF Loan (BTD 6)
Camo detection	No
BTD Battles cost	Flash: $1000/22 Mobile: $1100/10
Tier-4 Upgrades	60
Battle Score prerequisite	75
Specialty Building	N/A
Hotkey	F (BTD4), V (BTD5)
Statistics
Range	Medium (Banana distribution range)
Pierce	N/A
Damage	Unknown
Attack Cooldown	N/A

The Banana Farm is a money-generating tower, and is the only tower (non-agent) that has nothing to do with actually popping Bloons. This tower made its debut in BTD4. The tower generates income every round, the amount depending on what upgrades you have purchased. The Banana Farm itself generates $80 per round and costs $850 on Easy, $1000 on Medium, $1080 on Hard and $1200 on Impoppable. It even gives money during Apopalypse Mode. It is generally a good idea to buy these early in the game, as you will get a bigger payoff.

• The Button of the Banana Farm
• The Banana Farm and all its upgrades.
• The Banana Farm is twice as big as a regular tower.

1/3

Bloons Tower Defense 4

The Banana Farm is bigger than other towers, even in its first form. There is a hut on the left side of the tower, and the hut is big as a regular tower. There is a field to the right of the hut, colored brown. Then there is a banana tree, right in the middle of the field. It is the largest unupgraded tower in the game.

Upgrades

Cost: Easy/Medium/Hard

• More Bananas: Generates $120. Costs $340/$400/$430.
• Banana Plantation: Generates $250. Costs $1020/$1200/$1295.
• Banana Republic: Generates $500. Costs $2125/$2500/$2700.
• Banana Research Facility (or B.R.F), Generates $2000 per round and needs to be unlocked before using. It costs $8500/$10000/$10800.

Bloons Tower Defense 5

Path 1 upgrades

The tower was completely reworked in BTD5; now it drops banana pickups 4 times a round (2 times of $40 in Mobile) ($80 max, or $120 with 4 pickups once you obtain Valuable Bananas), collect them with your mouse before they disappear. They last 10 seconds (20 with Long Life Bananas) (15/25 in Mobile) and each banana pickup is worth $20 except for the Banana Research Facility which produces $200 (or $30 and $300 respectively with Valuable Bananas), ($400/$600). The only way to make Banana Farms capable of increasing the amount of money each round would be to upgrade one Banana Farm to x/3+, where you could easily withdraw the cash at any time.

Upgrades

Path 1

1. More Bananas: $280/$300/$325/$360
   • Generates 6 bananas per round. (3 in Mobile)
   • $120 per round without Valuable Bananas
   • $180 per round with Valuable Bananas.
2. Banana Plantation: $1190/$1400/$1510/$1680
   • Generates 13 bananas per round (7 in Mobile)
   • $260 per round without Valuable Bananas ($280 in Mobile)
   • $390 per round with Valuable Bananas. ($420 in Mobile)
3. Banana Republic: $2720/$3200/$3455/$3840
   • Generates 25 bananas per round (13 in Mobile)
   • $500 per round without Valuable Bananas ($520 in Mobile)
   • $750 per round with Valuable Bananas. ($780 in Mobile)
   • Keep in mind, however, that buying this upgrade will prevent the purchase of Monkey Bank or Banana Investments Advisory for this tower.
4. Banana Research Facility: $11900/$14000/$15120/$16800
   • Generates 10 boxes of bananas every round. Each box is worth $200. Total $2000. (5 boxes of $400 each in mobile)
   • $2000 per round without Valuable Bananas
   • $3000 per round with Valuable Bananas
   • This upgrade is unlocked at Rank 36.

Due to the greater returns provided by the higher upgrades, it is wise to upgrade a Banana Farm as early into each game as possible.

Payoff Period (with valuable bananas, without) Rounded up

	More Bananas	Banana Plantation	Banana Republic	Banana Research Facility
Easy	5, 7	6, 9	8, 12	6, 8
Medium	5, 8	7, 10	9, 14	7, 10
Hard	6,9	8, 11	10, 15	7, 11

Path 2

Path 2 upgrades

1. Long Life Bananas: $425/$500/$540/$600
   • Bananas will last 20 seconds before disappearing. (25 instead of 15 in Mobile)
2. Valuable Bananas: $3400/$4000/$4320/$4800
   • Increases the value of each banana/box of bananas by 50%. It is advisable to purchase this upgrade only if the player intends to pursue Path 2 or has already maxed out the Path 1 upgrade. This is so because it gives an additional $1000 income by using only $4500.
3. Monkey Bank: $3570/$4200/$4535/$5040
   • The Monkey Bank will no longer drop bananas, but instead generates money throughout the round, which is placed in your "bank account," separate from that of other Monkey Banks. Creates $450 per round plus 10% interest. You may withdraw this fund at any time, and the bank will hold up to $5000. This will also lock the purchase of Banana Republic or Banana Research Facility for this tower, however. Purchasing More Bananas/Banana Plantation will make the bank generate slightly more money (+ $40/$180 per round[+$40/$200 in Mobile]).
4. Banana Investments Advisory: $4675/$5500/$5940/$6600
   • Increases money generated to $1000 per round, increases interest to 20%, and increases the maximum held at a time to $20000. Purchasing More Bananas/Banana Plantation will make the bank generate slightly more money (+ $40/$180 per round[+$40/200 in Mobile]). This upgrade is unlocked at rank 36.

Warning! The current game version on 23 February 2016 lacks the following: when you sell Banana Farms with Monkey Bank or Banana Investments Advisory, only values of the towers themselves are sold, while the money inside them is not withdrawn and simply disappears with the towers.

The following table shows how much money the Monkey Bank and the Banana Investments Advisory generate before the maximum is reached:

Upgrade	Monkey Bank	+ More Bananas	+ Banana Plantation	Banana Investments Advisory	+ More Bananas	+ Banana Plantation
Money per round	$450	$490	$630	$1000	$1040	$1180
Interest rate	10%	10%	10%	20%	20%	20%
Limit	$5000	$5000	$5000	$20000	$20000	$20000
Cost @ Easy	$8250	$8510	$9700	$12930	$13190	$14380
Cost @ Medium	$9700	$10000	$11400	$15200	$15500	$16900
Cost @ Hard	$10480	$10800	$12310	$16420	$16740	$18250
Cost @ Impoppable	$11640	$12000	$13680	$18240	$18600	$20280
Round	Balance after that number of rounds
1	$495	$539	$693	$1200	$1248	$1416
2	$1039	$1131	$1455	$2640	$2745	$3115
3	$1637	$1783	$2293	$4368	$4542	$5154
4	$2295	$2500	$3215	$6441	$6698	$7600
5	$3019	$3289	$4229	$8929	$9285	$10536
6	$3815	$4156	$5000	$11914	$12390	$14059
7	$4691	$5000		$15496	$16116	$18286
8	$5000			$19795	$20000	$20000
Avg. earnings per round including interest	$670	$714 7 rounds	$846	$2474	$2500 8 rounds	$2612

Revenue from Banana Towers

Tower's Upgrades	Revenue	Total Cost (Medium)	Interest (Revenue/Cost)
Banana Farm	$80	$1000	8.0%
More Bananas without Valuable Bananas	$120	$1300	9.2%
More Bananas with Valuable Bananas	$180	$5800	3.1%
Banana Plantation without Valuable Bananas	$260	$2700	9.6%
Banana Plantation with Valuable Bananas	$390	$7200	5.4%
Banana Republic without Valuable Bananas	$500	$5900	8.5%
Banana Republic with Valuable Bananas	$750	$10400	7.2%
Banana Research Facility without Valuable Bananas	$2000	$19900	10.1%
Banana Research Facility with Valuable Bananas	$3000	$24400	12.3%
Valuable Bananas	$120	$5500	2.2%
Monkey Bank	$670	$9700	6.9%
Monkey Bank with More Bananas	$714	$10000	7.1%
Monkey Bank with Banana Plantation	$846	$11400	7.4%
Banana Investments Advisory	$2474	$15200	16.3%
Banana Investments Advisory with More Bananas	$2500	$15500	16.1%
Banana Investments Advisory with Banana Plantation	$2612	$16900	15.5%

• Note: the "Revenue" calculation assumes you wait the optimal number of rounds before withdrawing from the bank.
• Note: Essentially, it's better to buy as many "Banana Plantations" as you can, only stopping to buy the "Banana Republic" upgrade when you run out of space. Only get "Valuable Bananas" after buying the "Banana Research Facility".

Bloons Monkey City

Main article: Banana Farm (BMC)

The Banana Farm has two forms in Monkey City. Initially, it is only available as a city building. It occupies a 2x2 space and provides City Cash over time, requiring one hour to fill to its capacity in Levels 1 and 2, or more if Level 3 or greater.

Upgrade Level	Required City Level	Cost	Building Time	Experience	Capacity	Rate per 1	Additional Capacity vs Cost	Time to Max Amount
1	0	2000	1:00:00	200	500	7.2 seconds in Flash; 10 seconds Mobile	4 collections	1 hour in Flash; 1.3888... hours Mobile (360/hour)
2	18	20000	16:00:00	x	1000	3.6 seconds in Flash; 5 seconds Mobile	40 collections	1 hour in Flash; 1.3888... hours Mobile (720/hour)
3 (Flash only)	25	100000	36:00:00	x	2000	3.6 seconds	100 collections	2 hours
4 (Flash only)	26	180000	48:00:00	1000	4000	3.6 seconds	90 collections	4 hours
5 (Flash only)	27	300000	72:00:00	1000	6000	3.6 seconds	150 collections	6 hours

In order to use banana farms in-game, the player must first build the Micro Agriculture Development Building (or rather the Banana Farm Lab on Mobile), available at level 15. Then, the number of farms is dependent on the amount of city farms that one has (upgrading them to level 2 will have no effect on the in-game farms). In Monkey City, the Banana Farm and each of its upgrades provide a 50% greater amount in rewards compared to past versions of Bloons Tower Defense. This means each banana provides $30, each box of bananas $300, the Monkey Bank 675 + 10% each round, and have a capacity of $7500 instead of $5000, and the Banana Investments Advisory $1500 + 20% each round, with a capacity of $30,000 instead of $20,000. The upgrade Valuable Bananas will increase the reward to $45 and $450 for bananas and boxes, respectively. On mobile, they act like their normal BTD5 counterparts.

As with most towers in Monkey City, the cost of building on non-hardcore difficulty is the same as medium difficulty in BTD5.

Strategy

For additional help to apply a solution, see table "Revenue (Income) of Bananas Towers" above.

Strategy 1

Note: Dart Training Facility Level 3 might help a lot. Buy banana farms as early as you can. Upgrade each of these to 1/0 right after you buy them, and repeat until you think you have enough farms (3 to 6 is usually good). Upgrade each of the 1/0 farms to 2/0. Using a Village may help to lower prices. Upgrade each of the 2/0 farms to 3/0. Check if you can sell all but one farm to upgrade that one to a Banana Research Facility (4/1), which is worth it. This "pays" itself on a single round. This means the difference between buy and sell prices is evened in one round. Keep buying more farms while also strenghtening your defenses.

A Banana Farm is self-sustaining (that is, after the initial purchase it will provide enough money to pay for its own upgrades) on the following schedule (assuming that the Banana Farm is originally purchased at Round 0, and not accounting for Valuable Bananas):

	Easy	Medium	Hard
More Bananas	Round 4	Round 4	Round 5
Banana Plantation	Round 14	Round 16	Round 17
Banana Republic	Round 23	Round 28	Round 30
Banana Research Facility	Round 48	Round 56	Round 61

Interestingly, the marginal increase in difficulty is greater in the escalation from Easy to Medium than it is from Medium to Hard.

However, if a player has the total cost of the Banana Farm available up-front, as depicted in the table below, a player can recoup the expense of a fully-upgraded banana farm as shown:

Easy ($16920)	Medium ($19900)	Hard ($21490)
Round 9	Round 10	Round 11

With the Valuable Bananas upgrade, the recoupment schedule for a fully-upgraded Banana Research Facility is as follows:

Easy ($20750)	Medium ($24400)	Hard ($26350)
Round 7	Round 9	Round 9

Thus, a player who purchases and fully upgrades a Banana Farm (4/2) on Round 0 in Easy will have the tower "paid off" in Round 7 and will begin making a "profit" in Round 8.

Note that all of the above numbers assume that the tower is not within range of a Monkey Village, which reduces costs by approximately 10%. One financially wise strategy is to purchase a Monkey Village, put a Banana Farm (or multiple Banana Farms) in range, fully upgrade each Banana Farm, and then sell the Monkey Village.

Strategy 2

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Buy this as soon as you can. upgrade to More Bananas, then buy 1 more. Upgrade them both to banana plantation, then keep making them until you have 11. Then sell all but one and upgrade to 4/2. Keep buying until you have 11. Then get a 2/4 banana bank each round. when they reach $20000, get money, sell, and place a 4/2 banana farm. Works best on clock and bloontonium lab.

Strategy 3

The seemingly most efficient way of early game banana collecting is to Buy a farm as soon as possible, then quickly upgrade said farm to a 2/0. Then do the same with another farm. So you should have 2 2/0 farms Upgrade one to 3/0 then again, asap upgrade the other to 3/0. Then buy valuable bananas so they're both 3/2. After you have enough money to buy a 4/2 by selling a banana farm, do it Also from here they can choose what they want for additional income.

Exploits

In BTD5 for PC, the amount of bananas given by a farm is determined at the very beginning of a round. That means, if you have a Banana Republic and upgrade it right after the round starts, the banana farm will produce 13 banana crates instead of 5 for that one round, totalling in an additional output of 2800$ (4200$ with Valuable Bananas). With a few tokens invested in Sell Price in the Monkey Lab to reduce money losses due to selling, selling and rebuying Banana Factories every single round to get 7 additional crates per farm becomes a viable strategy to further increase your income, even on Impoppable.

Differences Between BTD5 Flash and BTD5 Mobile

In Bloons TD 5 Mobile, the upgrades are the exact same as in the online version of Bloons TD 5, but each upgrade gives half the bananas they normally give with double income for each banana (or crate from Banana Research Facility). So More Bananas will only give you 3 bananas, but each banana is worth $40 rather than $20. The reason is probably that it is harder to tap bananas to collect them as opposed to simply dragging your mouse over them on the online version. This is worth it because for the Banana Plantation & Republic the number of bananas produced is rounded up.

Bananas now physically have to be tapped instead being drawn towards wherever is last tapped.

Bananas last longer (without Long Life Bananas: 10 seconds → 15; with Long Life Bananas: 20 seconds → 25).

Banana Farms are affected by Double Cash.

Banana Plantation gives more cash per round ($260 → $280).

Banana Republic gives more cash per round ($500 → $520).

Update History (Bloons TD Battles Mobile)

The Banana Farm has received a mix of buffs and nerfs via game updates, but has been buffed overall. It's arguably the most popular tower in the game, with a lot of tower loadouts using it. Popular loadouts include Dart Farm Ace/Bomb, Ninja Farm Wizard/Mortar/Bomb, Heli Farm Ace/Ice, and Dartling Farm Village.

Initial Release

Bananas and Banana Crates give 50% more cash (without Valuable Bananas: $40/$400 → $60/$600; with Valuable Bananas: $60/$600 → $90/$900).

3.1

Tower price increased ($1000 → $1100).

More Bananas price increased ($300 → $350).

Banana Plantation price increased ($1400 → $1500).

Banana Research Facility price increased ($14000 → $15000).

Long Life Bananas price decreased ($500 → $250).

Monkey Bank price decreased ($4200 → $3200).

3.4

Banana Farms can no longer be exploited to produce more bananas than normal.

3.5

Banana Research Facility price decreased ($15000 → $14000).

Banana Research Facility produces more crates per round (5 → 6).

3.6

Monkey Bank and Banana Investments Advisory now add $30 & $80 respectively to the player's economy at the start of a round.

3.9

Monkey Bank and Banana Investment Advisory bank income now doubles in Bananza Mode (i.e. $60 and $160 income gain per round in Bananza Mode only, respectively).

3.10

Monkey Farmers are now available to be used in every battle if the player brings in Banana Farm in their loadout. Each Monkey Farmer costs 100 each, and last for an entire battle upon usage.

4.6

Banana Republic produces more bananas per round (13 → 15).

6.1

Monkey Farmers cost more (100 --> 200)

?.?

Base cost increased ($1100->$1200)

Bloons Tower Defense 6

Bloons Tower Defense 6
General Information
Appearances	Bloons TD 6
Unlocked at	Rank 18-26
Cost	$1,060 (Easy) $1,250 (Medium) $1,350 (Hard) $1,500 (Impoppable)
Final upgrades	Banana Central · Monkey-Nomics · Monkey Wall Street
Special Abilities	IMF Loan · Monkey-Nomics
Camo detection	No
Hotkey	H (BTD6 Steam)
Statistics
Range	Medium (40; banana distribution range)
Pierce	N/A
Damage	N/A
Attack Cooldown	N/A

The Banana Farm has made a return in BTD6, with various new ways to gain income. Among these is a way for Banana Farms to collect income automatically without the need for a Monkey Farmer (which is also released to BTD6). One other interesting change is that it no longer has no abilities; it has got an ability to loan $10,000 with $10,000 loan interest and another stronger ability to give $10,000 instantly.

Initially, a Banana Farm produces 4 bananas per round worth $20 each. It can be upgraded for further benefits. Each path provides a unique benefit for the Banana Farm.

Path 1 is built for pure increased banana production. The first two upgrades give extra two extra bananas each, for $40 more income overall. The new Tier 3 upgrade on Path 1, Banana Plantation, produces 16 bananas per round. Banana Research Facility, like BTD5, exchanges bananas for 5 higher value crates worth $300 per crate. Banana Central produces even more income per crate, from $300 to $1200, along with a boost of 25% more income for all Banana Research Facilities on screen.

Path 2 is built for increased utility for income production. Starting off is Valuable Bananas, which allows bananas to last for 30 seconds instead of 15 seconds, leaving more time to pick up bananas later on. Valuable Bananas supports the amount of income gained for each banana. Monkey Bank, like BTD5, stores money in the bank to gain extra interest for the localized bank account per round, and can be withdrawn whenever needed. IMF Loan is a more powerful version of the Monkey Bank that adds a special ability which provides an instant $10,000 loan at the cost of 50% less income, boosting further investments whenever necessary. The final upgrade on this path, Monkey-Nomics, removes the loan penalty whenever activating its special ability.

Path 3 is a new path that is built primarily on ease of income gain. EZ Collect is all about providing an easier time collecting bananas. Banana Salvage provides an automatic half-income compensation for expired bananas. Marketplace eliminates the need to pick up bananas completely, while the later upgrades Central Market and Monkey Wall Street provide extra income-generating benefits that all other Banana Farm upgrades lack.

Path 1

	Easy	Medium	Hard	Impoppable	Unlock XP
Increased Production Grows 2 extra Banana bunches per round.	$425	$500	$540	$600	200
Greater Production Grows 2 MORE extra Banana bunches per round.	$510	$600	$650	$720	750
Banana Plantation Grows 16 Banana bunches per round.	$2,550	$3,000	$3,240	$3,600	3,000
Banana Research Facility Produces 5 large Banana crates every round worth $300 each. Each crate contains 15 Bananas.	$16,150	$19,000	$20,520	$22,800	20,000
Banana Central You want Banana? We have Banana! (Produces 5 larger crates of Banana worth $1200 each per round and makes all Banana Research Facility crates worth 25% more.)	$85,000	$100,000	$108,000	$120,000	50,000
Total Sell Amount	Tier 4: $14,725 Tier 5: $74,225	Tier 4: $17,325 Tier 5: $87,325	Tier 4: $18,711 Tier 5: $94,311	Tier 4: $20,790 Tier 5: $104,790	N/A
Total Cost	Tier 4: $21,035 Tier 5: $106,035	Tier 4: $24,750 Tier 5: $124,750	Tier 4: $26,730 Tier 5: $134,730	Tier 4: $29,700 Tier 5: $149,700	73,950

Path 2

	Easy	Medium	Hard	Impoppable	Unlock XP
Long Life Bananas Bananas last 30 seconds before rotting instead of 15.	$255	$300	$325	$360	200
Valuable Bananas Bananas are worth 25% more cash per bunch.	$680	$800	$865	$960	1,000
Monkey Bank Generates money each round and stores it in the bank. Earns 15% interest each round.	$2,805	$3,300	$3,565	$3,960	3,500
IMF Loan IMF Loan ability: Gives you $10,000 but you have to pay it back over time.	$6,375	$7,500	$8,100	$9,000	20,000
Monkey-Nomics For when you're too big to fail... (Ability: Gives an instant $10,000.)	$85,000	$100,000	$108,000	$120,000	50,000
Total Sell Amount	Tier 4: $10,501 Tier 5: $70,001	Tier 4: $12,355 Tier 5: $82,355	Tier 4: $13,346 Tier 5: $88,946	Tier 4: $14,826 Tier 5: $98,826	N/A
Total Cost	Tier 4: $15,000 Tier 5: $100,000	Tier 4: $17,650 Tier 5: $117,650	Tier 4: $19,065 Tier 5: $127,065	Tier 4: $21,180 Tier 5: $141,180	74,700

Path 3

	Easy	Medium	Hard	Impoppable	Unlock XP
EZ Collect The collect radius of Bananas is larger. For Monkey Banks, glows when bank is full and ready to collect.	$210	$250	$270	$300	200
Banana Salvage Uncollected Bananas auto-collect for half the amount.	$170	$200	$215	$240	950
Marketplace Generates 12 bananas each round and adds the money to your total. No fuss.	$2,465	$2,900	$3,130	$3,480	3,200
Central Market Earns heaps of money each round and gives Merchantmen +10% income. Gains $900 at the end of the round	$12,750	$15,000	$16,200	$18,000	20,000
Monkey Wall Street Hub of Monkey trades earns colossal income each round. Gains $4900 at the end of the round.	$51,000	$60,000	$64,800	$72,000	50,000
Total Sell Amount	Tier 4: $11,659 Tier 5: $47,359	Tier 4: $13,729 Tier 5: $55,720	Tier 4: $14,816 Tier 5: $60,176	Tier 4: $16,464 Tier 5: $66,864	N/A
Total Cost	Tier 4: $16,655 Tier 5: $67,655	Tier 4: $19,600 Tier 5: $79,600	Tier 4: $21,165 Tier 5: $85,965	Tier 4: $23,520 Tier 5: $95,520	74,350

Production each Round

Farms

Production	0/x/x	1/x/x	2/x/x	3/x/x	4/x/x	5/x/x
No Upgrades	4×$20=$80	6×$20=$120	8×$20=$160	16×$20=$320	5×$300=$1,500	5×$1200=$6000
with Valuable Bananas	4x$25=$100	6x$25=$150	8x$25=$200	16x$25=$400	5x$375=$1,875	5x$1500=$7500
with More Valuable Bananas	4×$26=$104	6×$26=$156	8×$26=$208	16×$26=$416	5×$390=$1,950	5×$1560=$7800
with Banana Central	4×$20=$80	6×$20=$120	8×$20=$160	16×$20=$320	5×$375=$1,875	-
with Valuable Bananas and Banana Central	4×$25=$100	6×$25=$150	8×$25=$200	16×$25=$400	5×$468=$2,340	-
with More Valuable Bananas and Banana Central	4×$26=$104	6×$26=$156	8×$26=$208	16×$26=$416	5×$487=$2,435	-

Monkey Bank

	Base Production per Round	Rounds to Reach Maximum	Average Production per Round (if collected at max)
0-3-0	$160	16	$625
1-3-0	$240	13*(14)	$729($714)
2-3-0	$320	12	$833
0-3-0 with Bigger Banks	$160	17*(18)	$705($694)
1-3-0 with Bigger Banks	$240	15	$833
2-3-0 with Bigger Banks	$320	13	$962

*For maximum efficiency, the money should be collected 1 round before it reaches full. note: this was before the bank nerf to 7000 max

Efficiency

Farms

This section is incomplete. You can help by expanding

Valid as of before the Banana Central buff. Not fully updated to Version 18.0.

Difficulty and Knowledge	Revenue	Cost	Payoff After X Rounds
0/0/0 Banana Farm	$80	$1060 (Easy) $1250 (Medium) $1350 (Hard) $1500 (Impoppable)	13.25 (Easy) 15.625 (Medium) 16.875 (Hard) 18.75 (Impoppable)
1/0/0 Banana Farm	$120	$1485 (Easy) $1750 (Medium) $1890 (Hard) $2100 (Impoppable)	12.375 (Easy) 14.583 (Medium) 15.75 (Hard) 17.5 (Impoppable)
2/0/0 Banana Farm	$160	$1995 (Easy) $2350 (Medium) $2540 (Hard) $2820 (Impoppable)	12.469 (Easy) 14.688 (Medium) 15.875 (Hard) 17.625 (Impoppable)
3/0/0 Banana Plantation	$320	$4545 (Easy) $5350 (Medium) $5780 (Hard) $6420 (Impoppable)	14.203 (Easy) 16.719 (Medium) 18.063 (Hard) 20.063 (Impoppable)
3/2/0 Banana Plantation	$400	$5480 (Easy) $6450 (Medium) $6970 (Hard) $7740 (Impoppable)	13.7 (Easy) 16.125 (Medium) 17.425 (Hard) 19.35 (Impoppable)
4/0/0 BRF	$1500	$20695 (Easy) $23850 (Medium) $26300 (Hard) $29220 (Impoppable)	13.797 (Easy) 15.9 (Medium) 17.533 (Hard) 19.48 (Impoppable)
4/2/0 BRF	$1875	$21630 (Easy) $24950 (Medium) $27490 (Hard) $30540 (Impoppable)	11.536 (Easy) 13.307 (Medium) 14.661 (Hard) 16.288 (Impoppable)
4/2/0 BRF, Banana Central Buffed	$2000	$21630 (Easy) $24950 (Medium) $27490 (Hard) $30540 (Impoppable)	10.815 (Easy) 12.475 (Medium) 13.745 (Hard) 15.27 (Impoppable)
5/2/0 Banana Central	$5625	$115130 (Easy) $135450 (Medium) $146290 (Hard) $162540 (Impoppable)	20.467 (Easy) 24.08 (Medium) 26 (Hard) 28.896 (Impoppable)

Banks

Valid as of before the Version 12.0 Bank income nerf. Not fully updated to Version 18.0.

Difficulty and Knowledge	Revenue	Cost	Payoff After X Rounds (break-even amount)	Payoff After X Rounds (Bank max proportion)
0/3/0 Monkey Bank	$240, 15% interest	$4800 (Easy) $5650 (Medium) $6105 (Hard) $6780 (Impoppable)	tba (Easy) tba (Medium) tba (Hard) tba (Impoppable)	9.875 (6.72) (Easy) 10.122 (7.875) (Medium) 11 (8.547) (Hard) 11.25 (9.492) (Impoppable)
1/3/0 Monkey Bank	$280, 15% interest	$5250 (Easy) $6150 (Medium) $6645 (Hard) $7380 (Impoppable)	tba (Easy) tba (Medium) tba (Hard) tba (Impoppable)	9 (6.825) (Easy) 10 (7.93) (Medium) 10.22 (8.64) (Hard) 11 (9.59) (Impoppable)
2/3/0 Monkey Bank	$320, 15% interest	$5760 (Easy) $6750 (Medium) $7295 (Hard) $8100 (Impoppable)	tba (Easy) tba (Medium) tba (Hard) tba (Impoppable)	9 (6.912) (Easy) 10 (8.1) (Medium) 10 (9.48) (Hard) 11 (10.53) (Impoppable)

Marketplaces

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Valid as of Version 17.0. Not fully updated to Version 18.0.

Difficulty and Knowledge	Revenue	Cost	Payoff After X Rounds
0/0/3 Marketplace	$320	$3,905 (Easy) $4,600 (Medium) $4,965 (Hard) $5,520 (Impoppable)	tba (Easy) 14.375 (Medium) tba (Hard) tba (Impoppable)
1/0/3 Marketplace	$360	$4,330 (Easy) $5,100 (Medium) $5,505 (Hard) $6,120 (Impoppable)	tba (Easy) tba (Medium) tba (Hard) tba (Impoppable)
2/0/3 Marketplace	$400	$4,840 (Easy) $5,700 (Medium) $6,155 (Hard) $6,840 (Impoppable)	tba (Easy) 14.25 (Medium) tba (Hard) tba (Impoppable)
2/0/4 Central Market	$1,220	$20,140 (Easy) $23,700 (Medium) $25,595 (Hard) $28,440 (Impoppable)	16.508 (Easy) 19.426 (Medium) 20.979 (Hard) 23.311 (Impoppable)
0/1/3 Marketplace	$240	$? (Easy) $? (Medium) $? (Hard) $? (Impoppable)	? (Easy) ? (Medium) ? (Hard) ? (Impoppable)
0/2/3 Marketplace	$400	$? (Easy) $5,700 (Medium) $? (Hard) $? (Impoppable)	? (Easy) ? (Medium) ? (Hard) ? (Impoppable)
0/2/4 Central Market	$?	$? (Easy) $? (Medium) $? (Hard) $? (Impoppable)	? (Easy) ? (Medium) ? (Hard) ? (Impoppable)

Gallery

Banana Farms producing bananas

44DCFEC8-568B-44F4-8E42-D7F89AC25C05.png

All Banana Farm upgrades in BTD6 (minus crosspaths)

All income generated at once for all BTD6 Banana Farms (minus crosspaths)

Unupgraded Banana Farm

Scrapped official artwork of the BTD6 Banana Farm

The tips appearing the first time the player builds a Banana Farm in BMC.

Trivia

• The Healthy Bananas premium upgrade gives the player 1 life per Banana Farm upgrade, per round. For example, if in BTD4, the player has 2 Banana Farms that are both fully upgraded with the 4th upgrade (Banana Research Facility), they will get 10 lives at the end of each round. If the player saves up enough lives, even a MOAB-Class Bloon can be let through and still leave the player with spare lives.
• If the Banana Farm is upgraded along the left path during a round, the amount of bananas it will produce stays the same. (BTD5 and BMC mobile only)
  • For example, upgrading a Banana Plantation to a Banana Republic only kicks in starting the round after.
  • This can be exploited if you upgrade from a Banana Republic to a Banana Research Facility at the start of the round. The number of bananas per round stays the same, but you get crates instead, letting you make up to $4680 extra money for each upgrade to BRF.
• If you are playing with Double Cash Mode enabled, you can use a Dart Monkey and build a Banana Farm before Round 1 begins.
• The Path 1 upgrades in BTD5 are the same as the upgrades in BTD4.
• In Deflation Mode, the Banana Farm is disabled. However, you can still use it (if you have enough money) by pressing its hotkey (V). They will generate bananas/crates/money in banks, but picking up the bananas/crates/money in banks will not give you any money.
  • Hotkey banana farms were fixed and does not work anymore.
  • You can also get a Banana Farm if you slide your cursor under the Monkey Apprentice when you cannot see the Banana Farm icon and you may be able to click the Banana Farm. However this does not always work.
• The Banana Farm is the only source of reliable income in Apopalypse Mode.
• You need about 14 Banana Research Facilities to buy a fully upgraded Sun God every round in Easy, or 9 if Valuable Bananas is purchased.
• The Banana Farm is the only tower without an ability.
  • Although in Bloons Tower Defense 6 they have ability (IMF Loan, Monkey-Nomics)
• Due to Monkey Village's High Energy Beacon, this is the only tower that doesn't attack.
  • This also makes it the only tower (other than the COBRA, exclusive to BTD Battles Mobile) to not have an upgrade that allows it to pop Lead Bloons.
    • Funnily enough there is still a pop count even though it never pops bloons.
    • In Bloons TD6, the pop count instead counts how much money the farm has earned.
• Unless you are planning to play in Freeplay Mode, in BTD5 the basic tower stops being worth it at round 39 on easy, round 52 on medium, and round 71 on hard.
  • This assumes that you plan to buy and hold the farm; you can make a profit purchasing it later in the game if you sell the farm just before or during the final round.
• The Banana Farm is better in BTD5. This is because of the following reasons:
  • The upgrade Banana Plantation generates $250 cash every round in BTD4. In BTD5 the Banana Plantation generates $260 cash ($280 in iOS) per round.
  • With Valuable Bananas you can grow up the reward to 150%.
  • With Banana Investments Advisory, you can get to 20000 cash waiting 8-9 rounds (and 7 rounds to earn its cost), and buying 5 you can get 100000, enough to earn a Temple of the Monkey God. A Banana Research Facility will give you that money in 7 or 10 rounds (and 9 or 11 rounds to earn its cost).
  • When the player lacks money, and the player needs to place Road Spikes in Bloons TD 4 the player has to wait to the end of the round. But in Bloons TD 5, in that time, the bananas are produced and the player can use the Road Spikes immediately.
• If you have the Healthy Bananas premium upgrade in BTD5, each (4/2) or (2/4) banana farm gives you 7 lives each round. (1 from the tower itself, 4 from the path with 4 upgrades (5) and 2 from the other path (7).
• The Banana Investments Advisory or the Monkey Bank is useful if you have Dartling Guns.
• In Bloons TD Battles (flash version) and Bloons Monkey City (flash version only), the Banana Farm has been buffed so that each regular banana gives $30, each box of bananas gives 300 money, and with Valuable Bananas, they give 45 money per banana and $450 per crate.
  • In the Bloons TD Battles Mobile, the amount of money given per banana/crate doubles, but the number of bananas/crates is halved, rounded up.
  • To make the game balanced, the tower price for the Banana Farm has increased to $1200. The first two tier 1 upgrade prices are also increased, alongside Monkey Bank being decreased.
• Right-clicking above a Banana Farm and moving the cursor outside the window will still collect the bananas, as the game (as with any SWF file) will assume the mouse is still where it previously was.
• In Bloons TD 5 iOS, if a farm is upgraded during a round, it will not change the quantity of what it produces, only the value. This glitch can be exploited by upgrading a farm to 3-x, starting the round on regular speed and quickly upgrading it to 4-x. this will cause it to generate 13 Banana Crates instead of Banana Bunches, earning the player 5200 cash or 7800 if Valuable bananas is bought. The profit gained from this exploit is greater than the loss made from selling it if a Monkey Village is used, allowing the player to sell farms, build 3-2 farms, start the round and rapidly upgrade all of them to 4-2 every round (except on very short rounds, like Round 24, 46, 60, etc.) thus generating a massive amount of profit from an exceptionally low number of Banana Research Facilities. After awhile, the process will become too tedious (unless you are playing on a map with very little land for farms, i.e Archipelago) and you can just build up permanent farms.
• In Bloons Monkey City, Banana Investments Advisory is the only 4th tier upgrade that does not require a special building to unlock for research.
• In Bloons Monkey City, Banana Farms cannot get damaged from losing a Monkey vs. Monkey defense without sufficient City Cash. This is because they are under the Resource Buildings tab, and not the Unit Buildings tab.
• In BTD4 Mobile games, its Pre-Round Comment does not show the sum of the round reward and the banana profit, it just shows the round money.
• In a rare glitch, one can select the blank space and it will display "Target: None."
  • Players can do this glitch in BTD5 mobile by tapping one tower and pressing the info button and then when players switch to the Banana Farm it will say "Target: None." This can only be done on the iPhone and Android versions, however.
• The Monkey Knowledge point Flat Pack Buildings, reducing the cost of Banana Farms and Monkey Villages by 2% and increasing their sell prices by 2% is disabled if a player leaves the game and returns at a later point, increasing the cost of each tower by $25 as a result.