User:Qwertyxp2000 the second/Bank/Efficiency

Income earning per round (12.0 and later)
As of Version 12.0, bank income bonus has decreased from +$160 to +$150 by default. Therefore, instead of at least $240 per round, this income gain is decreased to at least $230 per round.

Note: The table assumes that the Monkey Bank has been initially upgraded before the first round starts and that the result is given as when the round has ended. (After interest has been applied)

Also assumes that the Bigger Banks MK is known, and no manual deposits from the Bank Deposits MK are done. (See section below for info on Bank Deposits and their profits.)

As of Version 17.0, the buff to Monkey City allowed nearby income-producers, such as Monkey Banks, to gain +10% more income per round. This applies for the income bonus, and it stacks on top of the current interest rate (in addition to interest buffs from Benjamin, if applicable).



Bank Deposits MK (19.0 onwards)
Adding Bank Deposits will almost always increase profit per round. However, after some testing and calculating, the most efficient strategy has made itself apparent, To save space in the table, assume that all farms have the 2/x/x upgrade.

The money is shown as the amount in the bank at the end of the round (after interest has been applied) and as if all deposits happened during the first round.

Calculations about the average profit per round for each scenario have been made. It is concluded it is more efficient to withdraw 1 round before the bank reaches its maximum capacity. The profit per round can be calculated by subtracting the amount of money in the bank by the amount deposited, then dividing by the round you withdrew on.

Example math: 2/3/0 bank after depositing 4750. withdrawing at the end of round 4. 9004-4750 = 4254, 4254 / 4 rounds = 1,063.5, rounded to 1,064 per round

For information about the efficiency of bank deposits in IMF Loans, see IMF Loan.



Income earning per round (11.0-11.2)


Income earning per round (7.0-10.1)


Income earning per round (pre-7.0)
