Debt

Debt is the money needed to be pay back loans obtained from Banks. It is exclusive to the IMF Loan upgrade. When in debt, there is a penalty for income generation; 50% (or 40% with Backroom Deals) of all income generation will go into paying off this debt. All debt begins to get paid off to the first lender, or in this case the first IMF Loan that provided the loan. Fortunately, there is no such thing as bankruptcy, so debt can exist as long as possible.